Not affiliated with Strategy Inc. (MSTR)
Calculate what you're missing
STRC preferred shares pay 11.50% annual dividends monthly in cash. Move money from low-yield accounts or borrow at lower rates — and pocket the spread.
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Adjust the sliders to model your carry trade returns
Disclaimer: This calculator assumes constant rates over the full period. It does not account for taxes, brokerage fees, bid/ask spreads on STRC shares, or STRC’s monthly dividend rate adjustments. The STRC dividend rate may increase or decrease each month. Past performance does not guarantee future results. Consult a financial advisor before making investment decisions.
Opportunity Cost
You don’t need to borrow to benefit. Moving capital from low-yield vehicles into STRC captures the spread as additional income.
Click any option to load its yield into the calculator as your “cost” (opportunity cost = what you give up).
Borrowing Comparison
Click any option to load its best rate into the calculator above.
SOFR (Secured Overnight Financing Rate): 3.67% — Fed Reserve, Feb 25 2026
The Strategy
Either borrow at rates below STRC’s yield, or redirect capital sitting in low-yield vehicles like savings accounts, money market funds, or Treasuries.
Purchase STRC preferred shares on Nasdaq. They currently pay 11.50% annually, distributed monthly in cash. STRC’s dividend rate adjusts monthly to encourage trading near its $100 par value.
Pocket the difference between STRC’s 11.50% yield and your cost of capital — whether that’s a borrowing rate or the yield you gave up from another investment.
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